AAI Financial is a capital advisory firm that specializes in assisting clients to obtain financing for their businesses or investment properties. Using our 50+ years of experience and knowledge to make this process as easy as possible.

Our Process

1. Get to Know You and Your Goals

Every relationship starts with a conversation. We get to know you, your situation, your current transaction and your long-term goals. Knowing your business allows us to better help you now and in the future.

2. Preparing for Application

Every lender will need your documentation along with an application. We make that process as painless as possible. We provide a secure and simple way for you to deliver confidential information and financials.

3. Provide Advice

We utilize our 50+ years of lending and real estate experience to analyze your situation and provide advice. We review your entire portfolio in relationship to your goals, to provide advice on structure, pricing and financing. We work with you and your CPA to ensure your tax strategies and financing goals are aligned. We also advise you against a deal if it is not in your best interest.

4. Contact Lenders

We have a large network with a variety of lenders, from credit unions and banks to insurance companies and private lenders. We save you time by quickly getting your loan in front of several lenders that lend to your type of transaction. Our broad network, allows us to provide you with multiple recommendations and offers.

5. Manage the Process

Once a lender has been selected, we continue to save you time by managing the process through close. We remain the primary contact for the lender, assist in completing additional forms, provide information to the lender, arrange for appraisals, title and closing.

Loan Types

We work closely with a variety of lenders that provide loans for clients in a variety of situations. If you are looking for low rates, access to capital, a quick closing or your deal is unique, we can find a lender that provides a loan to fit your needs. We have helped clients with:

  • Construction
  • Startups
  • Equity
  • Mezzanine
  • Purchases
  • Operating Lines of Credit
  • Rate and Term Refinance
  • Cash Out Refinance
  • Bridge Loans
  • Fix and Flips

Collateral Types

We have helped clients find financing for a wide variety of property types, from general office buildings to agricultural properties to properties with unique aspects. We’ve also helped clients with non-real estate collateral and working capital (no collateral) loans. The types of collateral we have worked with includes:

  • Single Family Rentals
  • Agricultural
  • Medical
  • Strip malls
  • Multifamily
  • Mixed use properties
  • Restaurants
  • Senior Housing
  • Office
  • Industrial
  • Grain elevators
  • Hotels
  • Gas Stations
  • Hospitals
  • Wineries
  • Aircraft
  • Fix and Flips
  • Self Storage facilities
  • Equipment
  • Accounts Receivable
  • Car washes

And many more!

Capital Sources

We have helped clients find financing from a wide variety of capital sources, from banks and credit unions to private money and Wall Street. Capital sources we have relationships with includes:

  • Banks
  • Credit Unions
  • SBA 7a
  • SBA 504
  • USDA B&I
  • Life Insurance Companies
  • Investment Banks
  • Commercial Mortgage-Backed
  • Securities (CMBS)
  • Fannie Mae
  • Freddie Mac
  • HUD/FHA
  • REITS
  • Private Equity Firms
  • Hedge Funds
  • Private Money
  • Hard Money Lenders
  • Bridge Lenders

We have also assisted clients with raising equity. Please contact us for more information.