Your commercial loan, done right.
We do the analysis, build the package, place the deal, and manage it through closing. You handle as little as possible.
Three Steps to the Right Deal
Analysis
Before your file reaches a single lender, we’ve already answered every question they’ll ask. The result is faster decisions, fewer surprises, and better terms.
Placement
300+ lenders across every loan type and asset class. Your deal sees the full market instead of the handful your bank or broker happens to know.
Stewardship
After the first deal closes, we don’t disappear. You get an advisor who stays close to your full financial picture and helps you figure out your next move, so you can keep growing without starting over each time.
$526M+
Funded
367
Clients Served
300+
Lender Relationships
2017
Established
How we work
Most brokers send your file to a lender and wait. The lender’s team spends weeks chasing down what’s missing, running the numbers themselves, and writing up the file the way their loan committee needs to see it. Your file sits at the back of the line.
We do that work first. Before a single lender opens your file, we’ve already run your numbers across every scenario, pressure-tested the debt, looked at everything you own and owe, and packaged it the way their approval team can use as-is.
The file we produce is called the Placement Package. It contains every number, every scenario, and every answer the lender’s loan committee will look for, organized the way they organize their own internal files.
“As a commercial lender, I work with a wide variety of financial intermediaries, but AAI Financial and Matt Russell consistently stand out for their professionalism, integrity, and deep understanding of the commercial real estate and business lending landscape. Working with Matt makes the underwriting and closing process seamless. Their loan packages are incredibly thorough, well-organized, and contain all the necessary financial documents, rent rolls, and cash-flow projections required to make swift lending decisions…”
— Benjamin Beckman, Northwest Market President – MCBank
And because the lender’s people don’t have to rebuild your file from scratch, you get fewer changes along the way, faster funding, and better terms.
See how a deal moves through the full process.
Did Someone Say Concierge?
The gap between what you bring and what we handle is wide by design: it’s how we earn our 1% success fee.
What You Bring
What We Handle
“I’ve worked with Matt for 8 years and closed multiple transactions with his team. Every time a financing need comes up, they take it on and come back with out-of-the-box solutions. Their ability to find a path forward—on deals where it looks like there shouldn’t be one—is uncanny.”
Parminder Thind
Commercial Loan
The Borrowers We Serve
$500,000 to $10 million+ commercial loans don’t hit your bank account from a quick form and an instant quote. They take real analysis, real documentation, and real work. And we do that work for a specific kind of borrower.
Active Investors
You’ve got a full-time career and a growing commercial portfolio. We give you your time back without the stress.
Business Owners
You run a business, and real estate is part of it—the building it operates from, or a venture growing alongside it. We finance both as one.
Operators & Developers
Real estate or business is what you do full-time. You’re closing multiple deals a year, and the next one’s already lined up. We make sure it’s right.
What We Place
SBA Loans
Construction Loans
Commercial Real Estate
USDA Loans
Business Acquisition
Refinancing
Don’t see your loan type? See everything we place, across every industry we serve.
How We Funded a $12 Million Build with Half a Million Down
Deal Card
Project
65-unit multifamily, Pasco WA
Loan
$9.7M construction-to-permanent
Total Cost
$12.2M
Cash-In
~$491K
Result
~$5M equity gain + ~$250K/year income
They owned the land and had already put real money into getting the project started—but a build this size normally takes millions in cash up front, and they didn’t have it. So we structured the loan to count the land they owned and the money they’d already spent as their share. That let them take on a $12 million project for under half a million in new cash. Once it was built and full, the property was worth around $17 million—a $5 million gain on what it cost them, plus the quarter million in income it generates every year.
That’s one deal out of hundreds. Want to see how the others come together?
The Sooner We Start, the Sooner We Close.
Tell us a little about your project in the form below. We’ll have a conversation. Then we’ll do what we do best. And when this one’s done, we’ll be here for the next one. (And the one after that.)