Our expert commercial team has 50+ years in the banking industry and is highly knowledgeable in all areas of business and commercial lending.
The knowledge, skills, and abilities of our team is why we are able to provide our clients with superior quality service. We are able to increase our clients’ commercial and lending capabilities by providing quality analyses, underwriting and adhere to their policies and banking and credit union regulations.
Commercial Loan Underwriting Services
We provide objective and independent risk analysis to empower your decision making. Our underwriting includes but is not limited to:
- Loan request summary
- Collateral and valuation analysis
- Loan sensitivity analysis
- Market and demographic overview
- Guarantor, property and/or business cash flow analysis
- Risk rating analysis and recommendation incorporating your policies
- Assessment of strengths and weaknesses including mitigants
- Recommendations based on your policies and risk tolerance
Commercial Loan Annual Review Services
Annually will review all financial information gathered from the borrower, analyze their financials, and provide an updated market analysis information. We will then work with your policies to recommend an appropriate risk rating.